Norman-Spencer can assist businesses and individuals in designing and maintaining benefit programs that fit the myriad of specific needs of each. NSI offers the ability to have a "full-time" insurance consultant on staff without full-time costs. The following are highlights of services and coverages available:
| Services |
Coverages |
- Plan Design
- Plan Financing
- Employee Communications
- Government Compliance
- Carrier/Provider Negotiations
-
Union Negotiations |
- Medical* (HSA)
- Dental
- Long-Term Disability*
- Life*
- Vision
- Self-Insured programs (Stop Loss)
- Short-Term Medical*
|
*Available for individual coverage

Your resource for affordable professional, business and health insurance quotes, plans and news.